A Guide to our Advice & Service Options
From a simple commission based TransactOnly option through to a range of fee based Programmes incorporating:
- Financial Planning
- Wealth Preservation
- Pension Review Programme
- Strategic Planning for Business Owners
- my company benefits
Whiteleaf can offer you a choice of options to meet your financial needs.
TransactOnly
This is a reactive option designed to assist you in finding a solution to an immediate financial need.
It may be that you just need to increase your life cover, arrange a stakeholder pension or require help in finding a suitable mortgage.
With TransactOnly we would not normally charge you a fee - but instead will retain any commission payable by the product provider to help pay for our advice and for arranging the transaction on your behalf.
Of course, our advice is not free as the commission will usually be paid for by additional charges spread over the life of the recommended product.
Alternatively, if you prefer, we will charge you a fee for the advice and product transaction and not take any commission - it's your choice!
TransactOnly is designed for those 'one-off' financial transactions where you don't wish to pay for ongoing advice or service.
The Private Client Programme
This is an ongoing service - working with you to help you achieve your financial goals. This fee based option will help you keep 'on track' with the added benefit of an annual review.
Fee Based Financial Planning
For more complex solution based financial planning the Fee option may be more suitable. The Fees will be agreed at outset and may be based on an hourly rate, success rate or a fixed amount for the work involved.
The Directors Programme
This is a step-by-step process to help business owners understand their finances and identify strategic planning opportunities.
Working closely with the business owners we will provide strategic planning with tax control - this is a comprehensive approach to business and exit route planning with tax efficiency at the core.
Pension Performance Review
Many business owners who invest their money in a pension are frustrated by its performance. They are also worried that their pension may not generate enough income to fund their retirement.
The Pension Review Programme is a fee based objective analysis of your current pension arrangements, risk profile, investment objectives, expectations and the performance of your pension investments.
The purpose of the Pension Review Programme is to ensure that:
- Your pension is being managed properly
- You are in the right funds
- You have the right asset allocation to match your risk profile
During the Pension Review Programme we assess the current status of your pension plans and make detailed recommendations to improve their performance.
my company benefits
Created specifically for small to medium sized businesses, my company benefits is designed to help you manage & communicate the benefits you provide - more effectively.
This is a high value service focused on promoting and enhancing the benefits you offer your employees - at the same time reducing the traditional administration costs charged by Benefit Consultants by using cutting edge technology.
